MH ADvantage® Mortgages for Manufactured Homes

Finding an affordable home is challenging when supply is low, prices are high, or available properties need renovations. Manufactured homes are an option that offers major cost savings over site-built homes. There are many attractive and modern models built to high standards with today’s most desirable amenities. The only difference is that they’re built in efficient, state-of-the-art factory facilities.

What is MH Advantage?

MH Advantage is a mortgage loan for manufactured homes with features typical of traditional single-family site-built homes. This program offers 30-year fixed-rate financing with benefits that exceed standard loans for factory-built homes. When you buy an eligible home, you’ll get:

Quality and Style

Homes that include attractive amenities like upgraded kitchens and bathrooms, attached garages, energy-efficient appliances, and architectural features that seamlessly match site-built counterparts and blend into traditional neighborhoods.

Affordability

MH Advantage offers down payments as low as 3%, interest rates lower than most traditional manufactured home loans, and cancellable mortgage insurance once you reach 20% equity in the home.

Homeownership Advantages

With MH Advantage financing, you benefit from the financial perks of homeownership, like the potential for tax benefits and building equity. This could mean more money in your pocket during tax time or if you decide to sell!

Get a Low Down Payment For Your Manufactured Home

Finding a manufactured home that fits your budget is easier than ever with MH Advantage financing. Available through most lenders, MH Advantage works similarly to mortgages for site-built homes. In other words, you own both the land and the home. This makes building equity over time a possibility!

*Compared to other manufactured home loans
**Once you reach 20% equity

A down payment as low as 3%

Traditional 30-year financing

Lower interest rates*

Cancellable mortgage insurance**

 
ManufacturedMH AdvantageFeatured

American Farm House / The Lulamae

Built by: Buccaneer Homes
3
2
1832 ft²
32'0" x 70'0"
B6041AFHA - Quality built value oriented home features wrap around covered porch with access to spacious living room and k...
ManufacturedMH Advantage

Timberline Elite / TE32764B

Built by: Destiny Homes
4
2
2254 ft²
32'0" x 80'0"
Timberline Elite / TE32764B - Beautifully crafted estate sized family home features spacious living room open to large che...
ManufacturedModularMH Advantage

Classic Series DW / The Grove 1009-70-4-32

Built by: Franklin Homes
4
2
1980 ft²
30'0" x 66'0"
The Grove, a skillfully crafted, open concept, four bedroom family home by legendary builder Franklin Homes, is ideal for ...
ManufacturedModularMH Advantage

Prefab Cottage Series / Coach House 8015-70-3-32

Built by: Franklin Homes
3
2
1980 ft²
30'0" x 66'0"
The Coach House showcases the very best that Franklin Homes has to offer — a beautiful, modern manufactured home built to ...
ManufacturedModularMH Advantage

Classic Series DW / Acadia 5052-80-4-32

Built by: Franklin Homes
4
2
2280 ft²
30'0" x 76'0"
The Acadia 5052-80-4-32 epitomizes spacious and contemporary living, crafted meticulously to meet the needs of a modern fa...
ManufacturedMH Advantage

American Farm House / The Avalyn

Built by: Buccaneer Homes
3
2
1600 ft²
'" x '"
B5039AFHA - Quality affordable dual section home expertly engineered to maximize space and flow with massive living room, ...
ManufacturedMH Advantage

Anniversary / The Rockhill

Built by: Buccaneer Homes
3
2
1680 ft²
32'0" x 66'0"
09-B6698AS - Well built and affordably priced home features expansive living room, beautiful island kitchen and spacious m...
ManufacturedModularMH Advantage

Classic Series DW / Independence 1003-64-3-32

Built by: Franklin Homes
3
2
1800 ft²
30'0" x 60'0"
The Classic Series DW / Independence 1003-64-3-32 built by Franklin Homes is a remarkable manufactured home that offers bo...
ManufacturedModularMH Advantage

Classic Series DW / Ace 1008-62-3-32

Built by: Franklin Homes
3
2
1740 ft²
32'0" x 62'0"
The Ace 1008-62-3-32 represents an ideal blend of contemporary design and practical living, presented by Franklin Homes. T...
ManufacturedModularMH Advantage

Prefab Series / Nandina I 5039-78-3-47

Built by: Franklin Homes
3
2
2227 ft²
45'0" x 58'0"
The Nandina I 5039-78-3-47, crafted by Franklin Homes, is a masterpiece of residential design that combines modern aesthet...
ManufacturedMH Advantage

American Farm House / The Lulabelle 73AFH32764AH

Built by: Buccaneer Homes
4
2.5
2132 ft²
32'0" x 76'0"
The Lulabelle
ManufacturedMH Advantage

American Farm House / The Liza Jane

Built by: Buccaneer Homes
3
2
1860 ft²
32'0" x 62'0"
The Liza Jane 73AFH32623AH
Please note:

All sizes and dimensions are nominal or based on approximate builder measurements. La Manufactured Homes reserves the right to make changes due to any changes in material, color, specifications, and features anytime without notice or obligation.